How to compare home insurance and car insurance?
With a growing choice of insurers, it is often tempting to look for cheaper housing or auto insurance. For this, the magic tool is the comparator. But do not just compare the price of insurance, but the comparison is also on the guarantees.
Home Insurance
Insurers now offer packages best suited to individual needs. The price of home insurance will depend on a number of factors:
*Your place of residence,
*If you are an owner or renter,
*If it is an apartment or a house,
*The number of rooms in your home,
*The number of outbuildings (garage, barn, etc..)
*The price of your furniture,
*The price of your precious objects.
From all these points, the comparator of assurances on the internet will offer you various insurance companies, with different prices.
Then you need to peel the guarantees. Those that are essential are:
-Water damage,
-The fire,
-Liability,
-Theft,
-Natural disasters,
-The glass breakage.
Then there are options for concerning:
1- Electrical damage,
2- New re-equipment (non-application of rust).
Finally, we must study carefully all deductibles disaster, knowing that there is no deductible insurance, but the premiums are generally more expensive.
Also note that it is unnecessary to “inflate” the price of your furniture or your precious objects, because disaster, insurance could decide not to indemnify you for fallacious statement.
Car insurance
To ensure car insurance options “cheap” are many, especially with the development of insurance direct or “online”. To find the best price/quality ratio on auto insurance, you must use the comparators.
The information required to make simulations and get several quotes are:
1°) The make and model of the vehicle,
2°) The date of first registration of the car,
3°) Your place of residence,
4°) Where the vehicle is parked at night?,
5°) Your bonus,
6°) The level of coverage selected (“all risks”, “third”, or third +).
Once all the information recorded on the simulator, the comparator will offer you various insurers and various tariffs.
You will then compare:
° Deductibles,
° Body protection of the driver and passengers,
° The additional potential of a secondary conductor,
° “Zero kilometer” failures,
° The choice of the garage in case of disaster.
Not “make-over” not a vehicle which has already age because the compensation in the event of theft or fire might not be in report with the estimate your car.