Obstacles to choose another health insurance
There are many misconceptions about switching to another insurer. Policyholders often do not dare to move for the wrong reasons. The health insurance is the most important insurance that a man should have. The insurance provides for the funding of medical care you may need going to have. It is also like an assurance that the quality of the insurer plays a major role. However, many insured persons with a health insurer remain where they are not satisfied.
Contrary to what most people expect, it is easier to change than from insurer to insurer to another car to move.
Reason not to switch – Not to fall between two stools
The old insurance must be terminated on 1 January. The new insurance must also enter the same day. The termination date and the date of the new insurance is thus the same day. You can simply request the new health insurance terminate old insurance for you. Because of this the insurers connect well on each other. Should later still a misunderstanding about where you are insured or not, will not result in the uninsured.
Reason not to switch – High medical costs
People who have to make yearly high costs will not go fast switch. They think wrongly that they will not accept another insurer. The basic insurance is insurance, so they must accept you. For the supplementary insurance can be denied. Before starting switch to another insurer, you must first ensure that you have accepted them for the desired coverage.
Reason not to switch – New insurer does not know my situation
The knowledge about your medical situation is not with the insurer, but the medics. Generally nothing will change in the medical assistance that you can expect.
Reason not to switch – The other insurer is unknown
Before you upgrade you can search the Internet for more information on the insurer. Through comparison you can compare the premiums, but also the satisfaction of the insured. On this basis you can also obtain further information about the insurer to which you may go over steps.
Reason not to switch – Too much work for the coverages to compare
The basic insurance may not cover the differences between the insurers. The basic insurance has a standard cover where the insurers do not deviate. The additional coverage the insurers may arrange themselves. Before proceeding steps you need to compare coverages. Again, you can enlist the help of comparison, but you would be wise also to the conditions themselves are beside each other.
Reason not to switch – I’m always insured with my current insurer
This is not in itself a reason to keep. In case you are satisfied with the health insurance, you don’t have to switch to another insurer to save a few euros per year. The differences in premium may be paid on a monthly basis up to €20. However, you should not lose sight of the quality of the insurer.